The work-from-home job asks for my bank details and ID before any interview. Is that a scam?
Yes, treat it as a scam. A real employer asks for your ID and bank details after you are hired, for payroll, not as the first step; a "job" that collects them up front wants your identity for loans, accounts or mule transfers in your name. Give nothing until there is an interview and a contract.
Your ID photo and a selfie are enough to open e-wallets or apply for online loans in your name. Your GCash details may be used to receive and forward scam money. Months later, you find a loan you never took or a complaint for a transfer you never made.
What to do
- Refuse to send your ID, selfie or bank details before an interview and a written offer.
- Check the company on its official site and call an official number.
- If you already sent them, watch your accounts and tell your bank and GCash.
- Report the recruiter to the platform and save the chat.
- Search the company and recruiter name with "scam" and "identity".
Frequently asked questions
- They say the ID is for a background check. Is that normal?
- Background checks happen after an interview, through official channels. Not by sending a PhilID photo to a Telegram account.
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